This is not a budgeting book or a book about saving money—this book is about obstacles that I have encountered that keep people in a position of financial stagnation. One of the main problems that is dealt with in this book is the way that people view money. Most people perceive currency as money and believe that you must trade time for money. Other people believe that going to college will solve their financial problems, but only a few people see that employment and finances are actually problems that need to be solved. That is what this book is about—recognizing this problem and taking steps to solve it.